Numbers in order — subsidised consulting for an existing Gewerbe
EKS, filings, business plan, bank and KfW conversations — with BAFA-funded consulting.
Free · No obligation
Does this sound familiar?
"There is revenue but no money."
Usually it is not revenue — it is bookkeeping, taxes and deadlines.
"The bank declined without explanation."
Most often it is the documents and the presentation, not the business.
"I file the EKS by guesswork."
Errors in the EKS hit your top-up payment directly.
Myth and reality
Myth
BAFA is only for large companies
Reality
The programme is designed precisely for small businesses and the self-employed.
Myth
The subsidy arrives after payment, so it is pointless
Reality
The sequence is known in advance and predictable — we walk through it in the first call.
Myth
A business plan is only needed at launch
Reality
Banks and KfW expect current figures and a forecast at any time.
Myth
My tax adviser is enough
Reality
A tax adviser accounts for the past. Consulting builds the future.
What you get
Diagnosis of the numbers
Where money leaks: margin, taxes, deadlines, receivables.
EKS without fear
The right logic for filling it in and what counts as income.
Financial model
A 12-month plan a bank can read.
Business plan
Built for a specific purpose: a loan, KfW or the Jobcenter.
Bank preparation
Which documents, which questions, which answers.
KfW and programmes
Which financing lines are open to your business.
Order in your records
What to keep, for how long and in what form.
90-day plan
Concrete steps right after the consulting.
The sequence
Step 1
Förder-Check and a short diagnosis
Step 2
Eligibility check and BAFA application
Step 3
Consulting: numbers, model, documents
Step 4
Business plan and bank or KfW preparation
Step 5
Consultant's report and a 90-day plan
Who pays and why
01
The application
The BAFA application is filed before consulting begins.
02
The consultant
Consulting is delivered by a listed consultant.
03
The subsidy
BAFA reimburses 50–80% depending on region and status.
Frequently asked questions
I run a small Kleingewerbe — does it apply?+
Yes, the programme works for small structures too.
I receive Bürgergeld and run a Gewerbe alongside+
Then we look at the EKS together with possible support. This is a common case.
What will it cost me?+
We name the exact figure after checking eligibility — anything earlier would be guesswork.
Is this a bookkeeping service?+
No. It is management and financing consulting, not a replacement for a tax adviser.
Check what you are entitled to
Appointment coming up? We will prepare you for the conversation in time.
Start the Förder-Check →This is not legal or tax advice.